Percent Change of Total Revolving Consumer Credit
REVOLSLAR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-0.97
Year-over-Year Change
5.43%
Date Range
2/1/1968 - 6/1/2025
Summary
The Percent Change of Total Revolving Consumer Credit tracks the quarterly changes in consumer credit card and revolving credit balances. This metric provides critical insights into consumer spending behavior, financial health, and potential economic trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Revolving consumer credit represents flexible credit lines where consumers can borrow repeatedly up to a specified limit, with credit card debt being the primary component. Economists analyze this trend to understand consumer confidence, spending patterns, and potential economic pressures.
Methodology
The data is collected by the Federal Reserve through comprehensive surveys and financial institution reporting, measuring quarter-to-quarter percentage changes in total revolving credit.
Historical Context
Policymakers and financial analysts use this trend to assess consumer economic sentiment, potential inflationary pressures, and overall economic health.
Key Facts
- Represents changes in flexible consumer credit lines
- Primarily reflects credit card borrowing trends
- Serves as a leading indicator of consumer financial behavior
FAQs
Q: What does REVOLSLAR measure?
A: REVOLSLAR measures the quarterly percentage change in total revolving consumer credit, primarily reflecting credit card debt fluctuations.
Q: Why is this trend important?
A: It provides insights into consumer spending confidence, potential economic stress, and overall financial health of households.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of consumer credit trends.
Q: How do economists interpret rising or falling percentages?
A: Rising percentages might indicate increased consumer confidence or economic stress, while falling percentages could suggest reduced spending or financial caution.
Q: What are the limitations of this data?
A: The trend captures aggregate data and may not reflect individual consumer experiences or specific demographic variations in credit usage.
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Related Trends
Nonrevolving Consumer Credit Owned by Nonfinancial Business
NREVNNFC
Percent Change of Total Consumer Credit
TOTALSLAR
Nonrevolving Consumer Credit Securitized by Nonfinancial Business
DTCNLNHNNM
Total Securitized Consumer Credit
TOTALSEC
Revolving Consumer Credit Owned by Depository Institutions, Flow
FLREVOLNDI
Nonrevolving Consumer Credit Securitized by Finance Companies, Flow
DTCNLNHFXDFBANM
Citation
U.S. Federal Reserve, Percent Change of Total Revolving Consumer Credit [REVOLSLAR], retrieved from FRED.
Last Checked: 8/1/2025