Total Consumer Credit Owned by Federal Government, Flow
FLTOTALGOV • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,822.32
Year-over-Year Change
81.11%
Date Range
2/1/1977 - 6/1/2025
Summary
This economic indicator tracks the total flow of consumer credit directly owned by the U.S. federal government, reflecting government involvement in consumer lending markets. It provides insights into federal credit programs and potential shifts in consumer financial access.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in consumer credit held by federal government entities, which can include student loans, certain types of consumer lending programs, and other government-backed credit instruments. Economists use this data to understand government lending strategies and potential interventions in consumer credit markets.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive tracking of federal government credit ownership and transaction flows.
Historical Context
This trend is used in macroeconomic analysis to assess government lending policies, credit market dynamics, and potential economic stimulus strategies.
Key Facts
- Measures net flow of consumer credit owned by federal government entities
- Reflects government involvement in consumer lending markets
- Provides insights into potential credit market interventions
FAQs
Q: What does FLTOTALGOV represent?
A: FLTOTALGOV tracks the total flow of consumer credit directly owned by the U.S. federal government, indicating changes in government lending activities.
Q: Why is this economic indicator important?
A: It helps economists and policymakers understand government credit market strategies and potential interventions in consumer lending.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of government consumer credit ownership.
Q: What types of credit are included?
A: The indicator can include student loans, government-backed consumer lending programs, and other federal credit instruments.
Q: How can this data be used?
A: Researchers and policymakers use this trend to analyze government lending policies and assess potential economic stimulus strategies.
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Related Trends
Nonrevolving Consumer Credit Securitized by Finance Companies
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Revolving Consumer Credit Owned and Securitized by Finance Companies
G19DTCTLRHFNM
Nonrevolving Consumer Credit Securitized by Finance Companies, Flow
DTCNLNHFXDFBANM
Total Securitized Consumer Credit
TOTALSEC
Revolving Consumer Credit Securitized by Depository Institutions
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Revolving Consumer Credit Securitized by Finance Companies
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Citation
U.S. Federal Reserve, Total Consumer Credit Owned by Federal Government, Flow [FLTOTALGOV], retrieved from FRED.
Last Checked: 8/1/2025