Revolving Consumer Credit Securitized by Finance Companies
G19DTCNLRHFNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1997 - 6/1/2025
Summary
This economic indicator tracks the total value of revolving consumer credit that has been securitized by finance companies in the United States. It provides insight into consumer borrowing patterns and the financial sector's credit creation mechanisms.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate amount of consumer credit transformed into tradable securities by finance companies, reflecting both consumer spending behavior and financial market innovation. Economists use this metric to assess consumer financial health, credit market dynamics, and potential economic risk.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial reporting from finance companies and statistical sampling techniques.
Historical Context
This indicator is used in macroeconomic analysis to understand consumer credit trends, financial market liquidity, and potential economic stimulus or contraction signals.
Key Facts
- Represents the total value of consumer credit transformed into securities
- Indicates financial market's credit creation and consumer borrowing capacity
- Provides insights into broader economic financial health
FAQs
Q: What does revolving consumer credit mean?
A: Revolving credit allows consumers to borrow repeatedly up to a certain limit, with flexible repayment options like credit cards.
Q: Why do finance companies securitize consumer credit?
A: Securitization allows finance companies to transfer credit risk, generate immediate liquidity, and create new investment instruments.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data monthly, providing current insights into consumer credit markets.
Q: What economic signals does this trend reveal?
A: The trend can indicate consumer confidence, spending patterns, and potential economic expansion or contraction.
Q: Are there limitations to this economic indicator?
A: The data represents a specific segment of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM
Nonrevolving Consumer Credit Securitized by Nonfinancial Business
DTCNLNHNNM
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLNREVNEI
Revolving Consumer Credit Owned by Credit Unions, Flow
FLREVOLNCU
Total Consumer Credit Owned and Securitized by Finance Companies
DTCTLHFNM
Revolving Consumer Credit Owned and Securitized by Depository Institutions
DTCTLRHDNM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Securitized by Finance Companies [G19DTCNLRHFNM], retrieved from FRED.
Last Checked: 8/1/2025