Revolving Consumer Credit Owned by Credit Unions, Flow
FLREVOLNCU • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
744.70
Year-over-Year Change
41.64%
Date Range
2/1/1984 - 6/1/2025
Summary
This economic indicator tracks the quarterly flow of revolving consumer credit held by credit unions in the United States. It provides insights into consumer borrowing behavior and credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the net change in revolving credit balances owned by credit unions, reflecting consumer spending patterns and credit accessibility. Economists use this metric to assess consumer financial health and potential economic trends.
Methodology
Data is collected through regulatory reporting by credit unions and compiled by the Federal Reserve's statistical tracking systems.
Historical Context
This trend is used in macroeconomic analysis to understand consumer spending, credit market conditions, and potential economic stimulus or contraction.
Key Facts
- Measures quarterly net changes in revolving credit at credit unions
- Indicates consumer borrowing and spending patterns
- Part of broader consumer credit market analysis
FAQs
Q: What does revolving credit mean?
A: Revolving credit is a type of loan that allows repeated borrowing up to a credit limit, with flexible repayment options. Credit cards are the most common form of revolving credit.
Q: Why are credit unions important in this metric?
A: Credit unions play a significant role in consumer lending, often providing more personalized and potentially lower-cost credit options compared to traditional banks.
Q: How frequently is this data updated?
A: The FLREVOLNCU series is typically updated quarterly, providing a current snapshot of credit union revolving credit trends.
Q: What can this trend indicate about the economy?
A: Changes in revolving credit can signal consumer confidence, spending habits, and potential economic expansion or contraction.
Q: Are there limitations to this data?
A: The metric only covers credit unions and does not include other lending institutions, so it provides a partial view of the total consumer credit market.
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Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned by Credit Unions, Flow [FLREVOLNCU], retrieved from FRED.
Last Checked: 8/1/2025