Nonrevolving Consumer Credit Securitized by Finance Companies
DTCNLNHFNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1989 - 6/1/2025
Summary
This economic indicator tracks the total value of nonrevolving consumer credit that has been securitized by finance companies in the United States. It provides insight into consumer lending patterns and the financial sector's approach to packaging and selling consumer debt.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregated volume of consumer loans (such as auto loans and personal loans) that have been transformed into tradable securities by finance companies. Economists use this metric to understand credit market dynamics, consumer borrowing behavior, and the financial industry's risk management strategies.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial reporting from finance companies and statistical sampling techniques.
Historical Context
This indicator is used by policymakers, investors, and financial analysts to assess consumer credit market health and potential economic trends.
Key Facts
- Represents the total value of nonrevolving consumer loans packaged into securities
- Provides insights into finance companies' lending and risk management strategies
- Reflects broader trends in consumer borrowing and financial market liquidity
FAQs
Q: What types of loans are typically included in this metric?
A: The indicator primarily includes auto loans, personal loans, and other nonrevolving consumer credit that finance companies have securitized.
Q: How does loan securitization impact the financial market?
A: Securitization allows finance companies to transfer credit risk, generate liquidity, and create new investment products for financial markets.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data on a monthly or quarterly basis, providing current insights into consumer credit trends.
Q: Why do finance companies securitize loans?
A: Securitization helps finance companies manage risk, free up capital, and create additional revenue streams by selling packaged loan portfolios to investors.
Q: What are the limitations of this economic indicator?
A: The metric only captures securitized loans and may not represent the entire consumer credit landscape, potentially missing unsecuritized lending activities.
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Related Trends
Nonrevolving Consumer Credit Owned by Depository Institutions, Flow
FLNREVNDI
Revolving Consumer Credit Owned by Depository Institutions
REVOLNDI
Revolving Consumer Credit Owned by Depository Institutions, Flow
FLREVOLNDI
Percent Change of Total Revolving Consumer Credit
REVOLSLAR
Total Consumer Credit Owned and Securitized by Depository Institutions, Flow
DTCTLHDXDFBANM
Total Consumer Credit Owned by Depository Institutions
TOTALDI
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Securitized by Finance Companies [DTCNLNHFNM], retrieved from FRED.
Last Checked: 8/1/2025