Total Consumer Credit Owned by Credit Unions, Flow
FLTOTALTCU • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,548.48
Year-over-Year Change
-306.94%
Date Range
2/1/1943 - 6/1/2025
Summary
This economic indicator tracks the total flow of consumer credit held by credit unions in the United States. It provides insights into consumer borrowing trends and the financial health of credit union lending institutions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in consumer credit owned by credit unions over a specific time period, reflecting consumer borrowing and lending dynamics. Economists use this data to understand consumer financial behavior, credit accessibility, and potential economic momentum.
Methodology
Data is collected through comprehensive reporting by credit unions to federal financial regulatory agencies, tracking changes in consumer credit portfolios.
Historical Context
Policymakers and financial analysts use this trend to assess consumer spending capacity, credit market conditions, and potential economic stimulus or contraction.
Key Facts
- Measures net changes in consumer credit at credit unions
- Indicates consumer borrowing and lending trends
- Provides insights into financial market liquidity
FAQs
Q: What does this economic indicator measure?
A: It tracks the total flow of consumer credit owned by credit unions, showing changes in lending and borrowing over time.
Q: Why is this trend important?
A: It helps economists and policymakers understand consumer financial behavior and potential economic momentum.
Q: How frequently is this data updated?
A: Typically updated quarterly, providing a current snapshot of credit union lending trends.
Q: How can businesses use this information?
A: Companies can assess consumer credit trends to inform marketing, lending, and financial strategy decisions.
Q: What are the limitations of this data?
A: The indicator focuses solely on credit unions and may not fully represent the entire consumer credit market.
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Related Trends
Revolving Consumer Credit Owned by Depository Institutions
REVOLNDI
Total Consumer Credit Owned by Nonfinancial Business
TOTALNFC
Revolving Consumer Credit Securitized by Depository Institutions
DTCNLRHDNM
Nonrevolving Consumer Credit Owned by Federal Government
NREVNGOV
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI
Total Consumer Credit Owned and Securitized
TOTALSL
Citation
U.S. Federal Reserve, Total Consumer Credit Owned by Credit Unions, Flow [FLTOTALTCU], retrieved from FRED.
Last Checked: 8/1/2025