Revolving Consumer Credit Securitized by Finance Companies, Flow
G19DTCNLRHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/1997 - 6/1/2025
Summary
This economic indicator tracks the flow of revolving consumer credit securitized by finance companies, providing insight into consumer borrowing and financial market dynamics. It represents a critical metric for understanding consumer credit trends and potential economic pressures.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series measures the net change in revolving credit that has been packaged and sold as securities by finance companies, reflecting both consumer borrowing behavior and financial market strategies. Economists use this data to assess consumer financial health, credit market liquidity, and potential economic stress signals.
Methodology
Data is collected through comprehensive financial reporting by finance companies and aggregated by the Federal Reserve using standardized statistical sampling and reporting protocols.
Historical Context
This indicator is used by policymakers, financial analysts, and central bank economists to evaluate consumer credit markets, assess economic momentum, and inform monetary policy decisions.
Key Facts
- Represents net changes in securitized revolving consumer credit
- Provides insights into consumer borrowing and financial market dynamics
- Tracked and reported by the Federal Reserve as a key economic indicator
FAQs
Q: What does 'revolving consumer credit' mean?
A: Revolving consumer credit refers to flexible credit lines like credit cards where consumers can borrow, repay, and reborrow up to a set limit.
Q: Why do finance companies securitize consumer credit?
A: Securitization allows finance companies to package and sell credit assets, generating immediate liquidity and transferring potential credit risks.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this series monthly, providing near-real-time insights into consumer credit market trends.
Q: What can rising securitization indicate?
A: Increasing credit securitization might signal strong consumer confidence, credit market liquidity, or potential economic expansion.
Q: Are there limitations to this economic indicator?
A: While valuable, this metric represents only one segment of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Total Consumer Credit Owned and Securitized by Depository Institutions, Flow
DTCTLHDXDFBANM
Total Consumer Credit Owned by Finance Companies, Flow
FLTOTALFC
Revolving Consumer Credit Owned by Depository Institutions, Flow
FLREVOLNDI
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI
Total Securitized Consumer Credit, Flow
FLTOTALSEC
Total Consumer Credit Owned and Securitized
TOTALSL
Citation
U.S. Federal Reserve, Revolving Consumer Credit Securitized by Finance Companies, Flow [G19DTCNLRHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025