Nonrevolving Securitized Consumer Credit, Flow
FLNREVNSEC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
2/1/1989 - 6/1/2025
Summary
Nonrevolving Securitized Consumer Credit Flow tracks the net change in consumer credit that has been packaged and sold as securities, reflecting consumer borrowing trends. This metric provides crucial insights into consumer financial behavior and the broader credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator measures the volume of non-revolving credit (like auto loans and student loans) that has been securitized by financial institutions. Economists use this data to understand consumer lending patterns, credit market liquidity, and potential economic stress points.
Methodology
The data is collected by the Federal Reserve through comprehensive financial reporting from banks, credit unions, and other lending institutions.
Historical Context
Policymakers and financial analysts use this trend to assess consumer financial health, credit market conditions, and potential economic stimulus or contraction signals.
Key Facts
- Represents net changes in securitized non-revolving consumer credit
- Includes loans like auto financing and educational loans
- Provides insights into consumer borrowing and financial market conditions
FAQs
Q: What does nonrevolving credit mean?
A: Nonrevolving credit refers to loans with fixed repayment terms, such as auto loans or student loans, where the credit line does not automatically renew.
Q: Why is securitization important?
A: Securitization allows financial institutions to package and sell loans as investment products, increasing market liquidity and spreading financial risk.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data monthly, providing a near real-time view of consumer credit market trends.
Q: What can this trend indicate about the economy?
A: Rising nonrevolving credit can signal consumer confidence and economic growth, while declining trends might suggest economic uncertainty.
Q: Are there limitations to this data?
A: The metric focuses on specific types of credit and may not capture the entire consumer lending landscape, so it should be analyzed alongside other economic indicators.
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Citation
U.S. Federal Reserve, Nonrevolving Securitized Consumer Credit, Flow [FLNREVNSEC], retrieved from FRED.
Last Checked: 8/1/2025