Revolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLRHDXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
2/1/1989 - 6/1/2025
Summary
This economic indicator tracks the flow of revolving consumer credit securitized by depository institutions in the United States. It provides critical insights into consumer borrowing patterns and financial sector dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net change in securitized revolving credit, such as credit card balances, that financial institutions package and sell as investment securities. Economists use this metric to assess consumer financial health, credit market liquidity, and potential economic stress.
Methodology
Data is collected through regulatory reporting by financial institutions and aggregated by the Federal Reserve using standardized measurement protocols.
Historical Context
This indicator is used by policymakers, investors, and financial analysts to understand consumer credit trends, potential economic risks, and monetary policy implications.
Key Facts
- Measures net flow of securitized revolving consumer credit
- Indicates consumer borrowing and financial institution lending strategies
- Provides insights into broader economic credit conditions
FAQs
Q: What does revolving credit securitization mean?
A: Revolving credit securitization involves financial institutions packaging credit card and similar revolving credit balances into investment securities that can be sold to investors.
Q: Why is this economic indicator important?
A: It helps economists and policymakers understand consumer borrowing trends, credit market health, and potential economic pressures.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data series on a monthly or quarterly basis, providing near-real-time insights into credit market dynamics.
Q: What can rising securitization indicate?
A: Increasing revolving credit securitization might suggest growing consumer confidence, expanded lending, or financial institutions' strategies to manage credit risk.
Q: Are there limitations to this data?
A: The indicator represents a specific segment of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Revolving Consumer Credit Owned by Finance Companies, Flow
FLREVOLNFC
Total Consumer Credit Owned by Federal Government
TOTALGOV
Nonrevolving Securitized Consumer Credit
NREVNSEC
Nonrevolving Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLNHFXDFBANM
Revolving Consumer Credit Owned by Depository Institutions
REVOLNDI
Total Consumer Credit Owned and Securitized by Depository Institutions, Flow
DTCTLHDXDFBANM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Securitized by Depository Institutions, Flow [DTCNLRHDXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025