Nonrevolving Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLNHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1,976.18
Year-over-Year Change
232.37%
Date Range
2/1/1943 - 6/1/2025
Summary
This economic indicator tracks the flow of nonrevolving consumer credit owned and securitized by finance companies in the United States. It provides critical insights into consumer borrowing patterns and the financial sector's lending activities.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net change in nonrevolving credit, which includes personal loans, auto loans, and other installment credit held by finance companies. Economists use this metric to assess consumer financial health, credit market dynamics, and potential economic momentum.
Methodology
Data is collected through comprehensive financial surveys and reporting mechanisms by the Federal Reserve, tracking credit flows across different financial institutions.
Historical Context
Policymakers and financial analysts use this trend to understand consumer spending capacity, credit market liquidity, and potential economic stimulus or contraction.
Key Facts
- Measures net changes in nonrevolving credit owned by finance companies
- Includes personal and auto loans as primary credit types
- Provides insights into consumer borrowing and financial sector activity
FAQs
Q: What types of loans are included in this credit flow?
A: The trend includes personal loans, auto loans, and other installment credit held by finance companies.
Q: Why is this economic indicator important?
A: It helps economists and policymakers understand consumer borrowing patterns and potential economic momentum.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data on a monthly or quarterly basis.
Q: How does this trend relate to overall economic health?
A: Changes in nonrevolving credit can signal consumer confidence, spending capacity, and potential economic expansion or contraction.
Q: What are the limitations of this data?
A: The trend represents a specific segment of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Total Consumer Credit Securitized by Nonfinancial Business
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Total Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLTOTALNEI
Revolving Consumer Credit Owned by Finance Companies
REVOLNFC
Revolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLRHNXDFBANM
Nonrevolving Consumer Credit Securitized by Nonfinancial Business
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Nonrevolving Securitized Consumer Credit, Flow
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Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned and Securitized by Finance Companies, Flow [DTCTLNHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025