Revolving Consumer Credit Owned by Nonfinancial Business, Flow
FLREVOLNNFC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
345.26
Year-over-Year Change
-21.32%
Date Range
2/1/1970 - 12/1/2019
Summary
This economic indicator tracks the quarterly flow of revolving consumer credit held by nonfinancial businesses in the United States. It provides insights into consumer borrowing patterns and the overall health of consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in revolving credit lines owned by nonfinancial businesses, which typically includes credit card debt and other short-term consumer credit instruments. Economists use this data to assess consumer spending capacity, financial sector dynamics, and potential economic stress points.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive financial surveys and reporting from financial institutions.
Historical Context
This trend is crucial for policymakers, investors, and financial analysts in understanding consumer financial behavior and potential economic shifts.
Key Facts
- Measures quarterly net changes in revolving credit
- Indicates consumer borrowing and spending capacity
- Reflects broader economic financial health
FAQs
Q: What does revolving consumer credit represent?
A: Revolving consumer credit represents flexible credit lines like credit cards where consumers can borrow, repay, and reborrow up to a certain limit.
Q: Why is this trend important for economic analysis?
A: It provides insights into consumer spending power, financial sector health, and potential economic pressures or opportunities.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of consumer credit trends.
Q: Can this trend predict economic downturns?
A: Significant changes in revolving credit can be an early indicator of consumer financial stress or economic shifts.
Q: What limitations exist in this data?
A: The trend represents aggregate data and may not capture individual consumer experiences or specific sector nuances.
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Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned by Nonfinancial Business, Flow [FLREVOLNNFC], retrieved from FRED.
Last Checked: 8/1/2025