Revolving Consumer Credit Owned by Nonfinancial Business, Flow
FLREVOLNNFC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
345.26
Year-over-Year Change
-21.32%
Date Range
2/1/1970 - 12/1/2019
Summary
This economic indicator tracks the quarterly flow of revolving consumer credit held by nonfinancial businesses in the United States. It provides insights into consumer borrowing patterns and the overall health of consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in revolving credit lines owned by nonfinancial businesses, which typically includes credit card debt and other short-term consumer credit instruments. Economists use this data to assess consumer spending capacity, financial sector dynamics, and potential economic stress points.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive financial surveys and reporting from financial institutions.
Historical Context
This trend is crucial for policymakers, investors, and financial analysts in understanding consumer financial behavior and potential economic shifts.
Key Facts
- Measures quarterly net changes in revolving credit
- Indicates consumer borrowing and spending capacity
- Reflects broader economic financial health
FAQs
Q: What does revolving consumer credit represent?
A: Revolving consumer credit represents flexible credit lines like credit cards where consumers can borrow, repay, and reborrow up to a certain limit.
Q: Why is this trend important for economic analysis?
A: It provides insights into consumer spending power, financial sector health, and potential economic pressures or opportunities.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of consumer credit trends.
Q: Can this trend predict economic downturns?
A: Significant changes in revolving credit can be an early indicator of consumer financial stress or economic shifts.
Q: What limitations exist in this data?
A: The trend represents aggregate data and may not capture individual consumer experiences or specific sector nuances.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Nonrevolving Consumer Credit Owned by Credit Unions
NREVNCU
Revolving Consumer Credit Owned and Securitized
REVOLSL
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLNREVNEI
Total Securitized Consumer Credit, Flow
FLTOTALSEC
Revolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLRHDXDFBANM
Nonrevolving Consumer Credit Owned and Securitized by Depository Institutions
DTCTLNHDNM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned by Nonfinancial Business, Flow [FLREVOLNNFC], retrieved from FRED.
Last Checked: 8/1/2025