Nonrevolving Securitized Consumer Credit
NREVNSEC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14,384.24
Year-over-Year Change
-4.13%
Date Range
1/1/1989 - 6/1/2025
Summary
Nonrevolving Securitized Consumer Credit tracks the total value of non-credit card consumer loans that have been packaged and sold as securities to investors. This metric provides insight into consumer lending trends, credit market dynamics, and the overall health of consumer borrowing and financial markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents consumer loans like auto loans, student loans, and personal loans that have been securitized, transforming individual debt obligations into tradable financial instruments. Economists use this data to assess consumer financial behavior, credit market liquidity, and potential economic risks.
Methodology
The data is collected by the Federal Reserve through comprehensive financial reporting from banks, credit unions, and other lending institutions.
Historical Context
Policymakers and financial analysts use this trend to evaluate consumer spending capacity, credit market conditions, and potential economic stimulus strategies.
Key Facts
- Represents non-revolving credit transformed into securities
- Includes loans like auto financing and student loans
- Indicates broader consumer borrowing and lending trends
FAQs
Q: What types of loans are included in nonrevolving securitized credit?
A: This category typically includes auto loans, personal loans, and student loans that have been packaged into securities for investors.
Q: How does securitization impact consumer lending?
A: Securitization allows lenders to transfer loan risk to investors, potentially increasing credit availability and reducing lending costs.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data monthly, providing current insights into consumer credit markets.
Q: Why do investors care about nonrevolving securitized credit?
A: Investors use this trend to assess credit market health, potential investment opportunities, and broader economic conditions.
Q: What are potential limitations of this data?
A: The metric may not capture all consumer lending and can be influenced by complex financial market dynamics.
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Related Trends
Revolving Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLRHNXDFBANM
Nonrevolving Consumer Credit Owned by Nonfinancial Business, Flow
FLNREVNNFC
Student Loans Owned and Securitized, Flow
FLSLOASM
Nonrevolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLNHDXDFBANM
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI
Total Consumer Credit Owned by Depository Institutions
TOTALDI
Citation
U.S. Federal Reserve, Nonrevolving Securitized Consumer Credit [NREVNSEC], retrieved from FRED.
Last Checked: 8/1/2025