Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow
G19DTCTLRHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-259.19
Year-over-Year Change
96.74%
Date Range
1/1/1985 - 6/1/2025
Summary
This economic indicator tracks the flow of revolving consumer credit owned and securitized by finance companies in the United States. It provides insights into consumer borrowing patterns and the overall health of consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the net change in revolving credit held by finance companies, reflecting consumer spending behavior and credit accessibility. Economists use this metric to gauge consumer financial confidence and potential economic trends.
Methodology
Data is collected through comprehensive financial reporting by finance companies and aggregated by the Federal Reserve.
Historical Context
This indicator is crucial for policymakers, financial analysts, and economists in assessing consumer credit dynamics and potential economic shifts.
Key Facts
- Measures net changes in revolving credit owned by finance companies
- Provides real-time insight into consumer borrowing trends
- Important indicator of economic consumer sentiment
FAQs
Q: What does revolving credit mean?
A: Revolving credit is a type of credit that allows consumers to borrow repeatedly up to a certain limit, such as credit cards. The balance can be carried over from month to month.
Q: Why is this data important for economists?
A: This data helps economists understand consumer spending patterns, credit accessibility, and potential economic trends by tracking changes in credit flow.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this series monthly, providing current insights into consumer credit markets.
Q: What can rising revolving credit indicate?
A: Increasing revolving credit can suggest growing consumer confidence, higher spending, or potential economic expansion.
Q: Are there limitations to this data?
A: The data only covers finance companies and may not represent the entire consumer credit market, so it should be analyzed alongside other economic indicators.
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Related Trends
Revolving Consumer Credit Owned by Finance Companies
REVOLNFC
Total Consumer Credit Securitized by Finance Companies
DTCNLHFNM
Revolving Consumer Credit Securitized by Depository Institutions
DTCNLRHDNM
Total Consumer Credit Owned and Securitized
TOTALSL
Nonrevolving Consumer Credit Owned and Securitized by Depository Institutions
DTCTLNHDNM
Total Consumer Credit Securitized by Depository Institutions, Flow
DTCNLHDXDFBANM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow [G19DTCTLRHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025