Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/1989 - 12/1/2019
Summary
This economic indicator tracks the flow of consumer credit securitized by nonfinancial businesses, reflecting the volume of consumer debt being packaged and sold as financial instruments. It provides insights into credit market dynamics and consumer borrowing trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net new consumer credit being transformed into securities by nonfinancial entities, which can signal lending market liquidity and risk appetite. Economists use this data to understand credit market health and potential shifts in consumer financial behavior.
Methodology
Data is collected through Federal Reserve reporting systems, tracking the quarterly net flow of consumer credit securitization by nonfinancial businesses.
Historical Context
This trend is crucial for assessing credit market conditions, informing monetary policy decisions, and understanding broader economic financial intermediation.
Key Facts
- Measures net new consumer credit being securitized
- Indicates credit market liquidity and risk dynamics
- Provides insights into consumer borrowing patterns
FAQs
Q: What does consumer credit securitization mean?
A: Consumer credit securitization involves packaging consumer loans into tradable financial instruments that can be sold to investors, transforming illiquid loans into liquid securities.
Q: Why is this trend important for investors?
A: This trend helps investors understand credit market health, potential lending risks, and overall economic financial intermediation strategies.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of consumer credit securitization trends.
Q: What can changes in this trend indicate?
A: Significant changes can signal shifts in lending practices, consumer borrowing confidence, and potential economic expansion or contraction.
Q: Are there limitations to this economic indicator?
A: While informative, this trend represents only one aspect of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Citation
U.S. Federal Reserve, Total Consumer Credit Securitized by Nonfinancial Business, Flow [DTCNLHNXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025