Nonrevolving Consumer Credit Owned and Securitized, Flow
FLNONREVSL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
8,576.27
Year-over-Year Change
410.74%
Date Range
2/1/1943 - 5/1/2025
Summary
The Nonrevolving Consumer Credit Owned and Securitized, Flow (FLNONREVSL) tracks the net change in consumer credit for long-term loans like auto financing and student loans. This metric provides critical insights into consumer borrowing behavior and overall economic health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the quarterly net flow of nonrevolving credit, which includes installment loans with fixed repayment schedules. Economists use this data to assess consumer financial confidence, spending patterns, and potential economic expansion or contraction.
Methodology
The Federal Reserve collects this data through comprehensive surveys and financial institution reporting, aggregating changes in nonrevolving credit ownership and securitization.
Historical Context
Policymakers and financial analysts use this trend to evaluate consumer lending dynamics, predict economic trends, and inform monetary policy decisions.
Key Facts
- Covers long-term installment loans like auto and education financing
- Reflects consumer borrowing confidence and economic sentiment
- Provides quarterly insights into credit market dynamics
FAQs
Q: What types of loans does this trend include?
A: The trend covers nonrevolving loans like auto loans, student loans, and personal installment loans with fixed repayment schedules.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of consumer credit trends.
Q: Why do economists track nonrevolving credit flow?
A: This metric helps assess consumer financial health, spending capacity, and potential economic growth or contraction.
Q: How does this trend relate to economic policy?
A: Policymakers use this data to understand consumer behavior, inform interest rate decisions, and gauge overall economic conditions.
Q: What are the limitations of this economic indicator?
A: While informative, the trend represents a snapshot in time and should be analyzed alongside other economic indicators for comprehensive insights.
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Related Trends
Total Consumer Credit Owned by Credit Unions
TOTALTCU
Percent Change of Total Revolving Consumer Credit
REVOLSLAR
Total Consumer Credit Owned by Nonprofit and Educational Institutions
TOTALNEI
Revolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLRHNXDFBANM
Revolving Consumer Credit Owned by Credit Unions
REVOLNCU
Total Consumer Credit Owned by Depository Institutions, Flow
FLTOTALDI
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned and Securitized, Flow [FLNONREVSL], retrieved from FRED.
Last Checked: 8/1/2025