Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
17,055.24
Year-over-Year Change
-3.56%
Date Range
1/1/2006 - 6/1/2025
Summary
This economic indicator tracks nonrevolving consumer credit held by nonprofit and educational institutions, providing insight into educational lending and institutional credit markets. The metric reflects how these organizations contribute to consumer borrowing outside traditional banking systems.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Nonrevolving consumer credit represents long-term loans typically used for specific purposes like education, with fixed repayment schedules. Economists analyze this trend to understand institutional lending patterns and educational financing dynamics.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial surveys and institutional reporting mechanisms.
Historical Context
This metric is used in macroeconomic analysis to assess educational financing trends, institutional lending capacity, and consumer credit market segmentation.
Key Facts
- Represents credit extended by nonprofits and educational institutions
- Includes long-term, fixed-payment loans
- Excludes revolving credit like credit cards
FAQs
Q: What types of loans are included in this metric?
A: The metric includes long-term, nonrevolving loans such as student loans, institutional education financing, and specific purpose loans from nonprofit organizations.
Q: How does this differ from bank-issued credit?
A: Unlike bank-issued credit, these loans come directly from nonprofit and educational institutions with potentially different terms and underwriting standards.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data monthly, providing current insights into institutional lending trends.
Q: Why do economists track this metric?
A: This indicator helps assess educational financing accessibility, institutional lending capacity, and broader consumer credit market dynamics.
Q: What are potential limitations of this data?
A: The metric may not capture all informal lending or emerging alternative credit mechanisms, potentially understating total institutional credit.
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Related Trends
Total Securitized Consumer Credit, Flow
FLTOTALSEC
Revolving Consumer Credit Owned by Finance Companies, Flow
FLREVOLNFC
Revolving Consumer Credit Owned and Securitized by Depository Institutions
DTCTLRHDNM
Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow
G19DTCTLRHFXDFBANM
Revolving Consumer Credit Owned by Nonfinancial Business
REVOLNNFC
Revolving Securitized Consumer Credit, Flow
FLREVOLNSEC
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions [NREVNEI], retrieved from FRED.
Last Checked: 8/1/2025