Nonrevolving Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLNHNXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/2006 - 12/1/2019
Summary
This economic indicator tracks the flow of nonrevolving consumer credit securitized by nonfinancial businesses, representing a key metric of consumer lending and financial market dynamics. It provides insights into credit availability, consumer borrowing trends, and potential economic expansion or contraction.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures the net change in nonrevolving credit securities issued by nonfinancial businesses, which typically include auto loans, student loans, and personal loans that are packaged and sold as financial instruments. Economists use this data to assess consumer financial health, lending market conditions, and potential signals of economic momentum.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive financial surveys and reporting from financial institutions and securities markets.
Historical Context
This metric is crucial for policymakers, investors, and financial analysts in understanding credit market liquidity, consumer spending potential, and broader economic trends.
Key Facts
- Represents net flow of nonrevolving credit securities
- Includes various consumer loan types beyond revolving credit
- Provides insight into lending market dynamics and consumer borrowing
FAQs
Q: What types of loans are included in nonrevolving credit?
A: Nonrevolving credit typically includes auto loans, student loans, personal loans, and other fixed-term credit instruments with predetermined repayment schedules.
Q: How does this metric differ from revolving credit?
A: Unlike revolving credit (like credit cards), nonrevolving credit has a fixed loan amount and predetermined repayment terms with no recurring credit line.
Q: Why do economists track this specific data point?
A: This metric offers insights into consumer borrowing behavior, lending market health, and potential indicators of economic growth or contraction.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a comprehensive view of credit market trends.
Q: What can changes in this metric indicate?
A: Increases might suggest consumer confidence and economic expansion, while decreases could signal economic uncertainty or tightening credit markets.
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Related Trends
Total Consumer Credit Owned and Securitized
TOTALSL
Revolving Consumer Credit Securitized by Depository Institutions
DTCNLRHDNM
Revolving Consumer Credit Owned by Finance Companies
REVOLNFC
Total Consumer Credit Securitized by Depository Institutions, Flow
DTCNLHDXDFBANM
Total Consumer Credit Owned by Finance Companies
TOTALFC
Total Consumer Credit Securitized by Depository Institutions
DTCNLHDNM
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Securitized by Nonfinancial Business, Flow [DTCNLNHNXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025