Total Securitized Consumer Credit, Flow
FLTOTALSEC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
2/1/1989 - 6/1/2025
Summary
Total Securitized Consumer Credit, Flow tracks the net change in consumer credit that has been packaged and sold as securities to investors. This metric provides critical insights into consumer lending trends, credit market dynamics, and potential economic health indicators.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents the quarterly flow of consumer credit that has been securitized, which means consumer loans bundled together and transformed into tradable financial instruments. Economists use this data to understand credit market liquidity, consumer borrowing patterns, and potential systemic financial risks.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive tracking of consumer credit securitization activities across financial institutions.
Historical Context
This trend is used by policymakers, investors, and financial analysts to assess credit market conditions, potential economic stimulus, and consumer financial behavior.
Key Facts
- Represents net quarterly changes in securitized consumer credit
- Indicates credit market liquidity and consumer borrowing trends
- Provides insights into potential economic health and financial market conditions
FAQs
Q: What does securitized consumer credit mean?
A: Securitized consumer credit refers to consumer loans bundled together and sold as financial securities to investors, transforming individual loans into tradable assets.
Q: Why is this trend important for investors?
A: This trend helps investors understand credit market dynamics, assess potential risks, and gauge overall consumer financial health and lending conditions.
Q: How frequently is this data updated?
A: The Total Securitized Consumer Credit, Flow data is typically updated quarterly by the Federal Reserve.
Q: What types of consumer credit are included?
A: The series typically includes various consumer credit types such as auto loans, credit card debt, personal loans, and other consumer lending instruments.
Q: What are potential limitations of this data?
A: The data provides a snapshot of securitization trends and may not capture all nuanced credit market activities or immediate real-time changes.
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Citation
U.S. Federal Reserve, Total Securitized Consumer Credit, Flow [FLTOTALSEC], retrieved from FRED.
Last Checked: 8/1/2025