Nonrevolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLNHDXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
2/1/1989 - 6/1/2025
Summary
This economic indicator tracks the flow of nonrevolving consumer credit securitized by depository institutions in the United States. It provides insights into consumer lending patterns and financial market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net change in securitized consumer loans, including personal loans and auto financing, that have been packaged and sold by banks. Economists use this metric to understand credit market liquidity and consumer financial behavior.
Methodology
Data is collected through Federal Reserve reporting requirements and financial institution submissions, tracking the movement of securitized loan assets.
Historical Context
This indicator is crucial for assessing consumer credit markets, monetary policy decisions, and overall economic health.
Key Facts
- Measures net flow of securitized nonrevolving consumer credit
- Includes personal and auto loan securitizations
- Provides insight into bank lending and credit market dynamics
FAQs
Q: What does nonrevolving consumer credit mean?
A: Nonrevolving credit refers to loans with fixed repayment terms, such as personal loans and auto loans, as opposed to revolving credit like credit cards.
Q: Why is loan securitization important?
A: Securitization allows banks to transfer loan risk, free up capital, and create more lending capacity in the financial system.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data monthly, providing current insights into credit market trends.
Q: What can this trend indicate about the economy?
A: Rising securitization can suggest increased consumer confidence, lending activity, and potential economic expansion.
Q: Are there limitations to this economic indicator?
A: The data represents a specific segment of consumer credit and should be analyzed alongside other economic indicators for comprehensive insights.
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Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Securitized by Depository Institutions, Flow [DTCNLNHDXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025