Revolving Securitized Consumer Credit, Flow
FLREVOLNSEC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
2/1/1989 - 6/1/2025
Summary
The Revolving Securitized Consumer Credit Flow tracks the net change in securitized revolving credit, such as credit card debt that has been packaged into financial securities. This metric provides crucial insights into consumer borrowing patterns and the broader financial market's appetite for consumer credit risk.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the quarterly flow of revolving credit that has been transformed into tradable securities by financial institutions. Economists use this data to assess consumer financial health, credit market liquidity, and potential systemic risks in consumer lending.
Methodology
The data is collected and calculated by the Federal Reserve through comprehensive financial reporting from banks, credit card companies, and securitization platforms.
Historical Context
Policymakers and financial analysts use this trend to understand consumer spending capacity, credit market dynamics, and potential economic stress signals.
Key Facts
- Represents net changes in securitized revolving credit
- Indicates consumer borrowing and financial market trends
- Quarterly measurement of credit market dynamics
FAQs
Q: What does revolving securitized credit mean?
A: Revolving securitized credit refers to credit card and similar revolving debt that has been packaged into tradable financial securities. These securities allow banks to transfer credit risk and generate additional liquidity.
Q: How does this trend impact consumers?
A: Changes in revolving credit flow can indicate consumer spending power and borrowing costs. Increased flow might suggest higher consumer confidence, while decreased flow could signal economic caution.
Q: How is this data collected?
A: The Federal Reserve collects this data through mandatory financial reporting from banks, credit card companies, and other financial institutions involved in credit securitization.
Q: Why do investors care about this trend?
A: Investors use this data to assess consumer financial health, potential credit market risks, and broader economic trends that might impact investment strategies.
Q: How often is this data updated?
A: The Revolving Securitized Consumer Credit Flow is typically updated quarterly, providing a periodic snapshot of credit market dynamics.
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Related Trends
Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow
G19DTCTLRHFXDFBANM
Total Consumer Credit Owned by Nonfinancial Business
TOTALNFC
Total Consumer Credit Owned by Credit Unions
TOTALTCU
Nonrevolving Consumer Credit Owned by Finance Companies, Flow
FLNREVNFC
Total Consumer Credit Owned and Securitized by Finance Companies, Flow
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Nonrevolving Consumer Credit Owned by Credit Unions, Flow
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Citation
U.S. Federal Reserve, Revolving Securitized Consumer Credit, Flow [FLREVOLNSEC], retrieved from FRED.
Last Checked: 8/1/2025