Nonrevolving Consumer Credit Securitized by Nonfinancial Business
DTCNLNHNNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2006 - 12/1/2019
Summary
This economic indicator tracks the volume of consumer credit securitized by nonfinancial businesses, reflecting the broader landscape of consumer lending and financial market dynamics. It provides insights into credit market trends, consumer borrowing patterns, and the role of nonfinancial firms in credit intermediation.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the total value of consumer credit that has been packaged and sold as securities by nonfinancial businesses, which can include auto loans, personal loans, and other consumer credit instruments. Economists use this metric to understand credit market liquidity, risk transfer mechanisms, and the evolving structure of consumer lending.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial surveys and reporting mechanisms from nonfinancial businesses and financial institutions.
Historical Context
This indicator is crucial for assessing credit market health, monetary policy effectiveness, and potential systemic risks in consumer lending ecosystems.
Key Facts
- Measures the total value of consumer credit transformed into tradable securities
- Indicates the capacity of nonfinancial businesses to participate in credit markets
- Reflects broader trends in consumer borrowing and financial innovation
FAQs
Q: What types of consumer credit are typically securitized?
A: Auto loans, personal loans, and other installment credit are commonly securitized by nonfinancial businesses.
Q: Why do nonfinancial businesses securitize consumer credit?
A: Securitization allows businesses to transfer credit risk, generate immediate liquidity, and expand lending capabilities.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data on a monthly or quarterly basis, depending on reporting cycles.
Q: What economic signals does this trend provide?
A: It offers insights into credit market health, consumer borrowing trends, and the financial strategies of nonfinancial businesses.
Q: Are there limitations to this economic indicator?
A: The data may not capture all informal or emerging credit mechanisms, and it represents a snapshot of a dynamic market.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM
Total Consumer Credit Securitized by Finance Companies
DTCNLHFNM
Total Consumer Credit Owned and Securitized by Depository Institutions
DTCTLHDNM
Revolving Consumer Credit Securitized by Finance Companies, Flow
G19DTCNLRHFXDFBANM
Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business
DTCTLNHNNM
Nonrevolving Consumer Credit Owned by Nonfinancial Business
NREVNNFC
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Securitized by Nonfinancial Business [DTCNLNHNNM], retrieved from FRED.
Last Checked: 8/1/2025