Total Consumer Credit Owned by Nonprofit and Educational Institutions
TOTALNEI • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
17,055.24
Year-over-Year Change
-3.56%
Date Range
1/1/2006 - 6/1/2025
Summary
This economic indicator tracks the total consumer credit held by nonprofit and educational institutions, providing insight into non-commercial lending practices. It reflects the role of non-profit organizations in providing financial services and educational credit to consumers.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric captures consumer credit extended by nonprofit organizations and educational institutions, which represents a unique segment of the credit market outside traditional banking. Economists use this data to understand alternative lending channels and the financial support provided by non-commercial entities.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial surveys and institutional reporting mechanisms.
Historical Context
This trend is used in macroeconomic analysis to assess the broader landscape of consumer credit and the role of non-traditional lending institutions.
Key Facts
- Represents consumer credit outside traditional commercial banking
- Includes credit from educational and nonprofit organizations
- Provides insight into alternative lending markets
FAQs
Q: What types of institutions are included in this credit measure?
A: The measure includes nonprofit organizations and educational institutions that extend consumer credit, such as university financial aid offices and charitable lending programs.
Q: How does this differ from traditional bank lending?
A: Unlike commercial banks, these institutions often provide credit with different terms, potentially lower interest rates, or more flexible qualification criteria.
Q: How is this data collected?
A: The Federal Reserve collects this data through comprehensive financial surveys and reporting requirements from nonprofit and educational institutions.
Q: Why is this trend important for policymakers?
A: It helps policymakers understand alternative credit markets and the role of non-commercial entities in supporting consumer financial needs.
Q: How frequently is this data updated?
A: The data is typically updated quarterly, providing a current snapshot of nonprofit and educational lending activities.
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Related Trends
Nonrevolving Consumer Credit Securitized by Nonfinancial Business
DTCNLNHNNM
Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLNHNXDFBANM
Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLNREVNEI
Revolving Consumer Credit Owned by Credit Unions, Flow
FLREVOLNCU
Nonrevolving Securitized Consumer Credit, Flow
FLNREVNSEC
Citation
U.S. Federal Reserve, Total Consumer Credit Owned by Nonprofit and Educational Institutions [TOTALNEI], retrieved from FRED.
Last Checked: 8/1/2025