Revolving Consumer Credit Owned and Securitized, Flow
FLREVOLSL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1,052.11
Year-over-Year Change
3.22%
Date Range
2/1/1968 - 6/1/2025
Summary
The Revolving Consumer Credit Owned and Securitized, Flow (FLREVOLSL) tracks the net change in revolving credit instruments like credit card balances over a specific time period. This metric provides critical insights into consumer spending patterns, financial health, and potential economic momentum.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the quarterly flow of revolving credit owned by financial institutions and securitized credit markets. Economists analyze this trend to understand consumer borrowing behavior, credit market dynamics, and potential signals of economic expansion or contraction.
Methodology
The data is collected by the Federal Reserve through comprehensive surveys and financial institution reporting, tracking changes in revolving credit balances.
Historical Context
Policymakers and financial analysts use this metric to assess consumer confidence, credit market liquidity, and potential inflationary pressures.
Key Facts
- Measures net changes in revolving credit balances
- Includes credit card and similar short-term credit instruments
- Provides quarterly snapshot of consumer credit dynamics
FAQs
Q: What does 'revolving credit' mean?
A: Revolving credit is a type of credit that allows consumers to borrow repeatedly up to a set limit, with balances that can carry over from month to month.
Q: How does this metric impact economic analysis?
A: It helps economists gauge consumer spending capacity, financial stress, and potential economic growth or contraction.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current view of credit market trends.
Q: Why do policymakers care about revolving credit flow?
A: It serves as an early indicator of consumer financial health and potential shifts in economic momentum.
Q: What are the limitations of this data?
A: The metric represents aggregate trends and may not capture individual consumer experiences or regional variations.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLNREVNEI
Nonrevolving Securitized Consumer Credit
NREVNSEC
Revolving Consumer Credit Owned by Depository Institutions, Flow
FLREVOLNDI
Total Consumer Credit Securitized by Finance Companies
DTCNLHFNM
Total Consumer Credit Owned by Credit Unions, Flow
FLTOTALTCU
Revolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLRHDXDFBANM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned and Securitized, Flow [FLREVOLSL], retrieved from FRED.
Last Checked: 8/1/2025