Revolving Consumer Credit Owned by Finance Companies
REVOLNFC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
16,116.11
Year-over-Year Change
-15.03%
Date Range
12/1/1984 - 6/1/2025
Summary
This economic indicator tracks the total amount of revolving consumer credit held by finance companies in the United States. It provides insight into consumer borrowing patterns and financial sector lending activities.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Revolving consumer credit represents flexible credit lines that consumers can repeatedly borrow against, such as credit cards issued by finance companies. Economists use this metric to understand consumer spending capacity, financial sector health, and potential economic stress.
Methodology
The data is collected and aggregated by the Federal Reserve through comprehensive financial institution reporting and survey mechanisms.
Historical Context
This trend is crucial for analyzing consumer financial behavior, credit market conditions, and potential leading indicators of economic expansion or contraction.
Key Facts
- Represents credit lines primarily from non-bank financial institutions
- Reflects consumer borrowing capacity and financial sector lending
- Provides insights into potential consumer spending and economic momentum
FAQs
Q: What does REVOLNFC specifically measure?
A: REVOLNFC tracks the total revolving consumer credit owned by finance companies, excluding banks and credit unions. It represents a specific segment of consumer borrowing.
Q: Why is this trend important for economists?
A: This trend helps economists understand consumer financial health, spending potential, and potential economic pressures through credit market analysis.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data monthly, providing a current snapshot of consumer credit trends.
Q: What can rising REVOLNFC values indicate?
A: Increasing values might suggest growing consumer confidence, expanded credit availability, or potential economic expansion.
Q: Are there limitations to this economic indicator?
A: The metric focuses only on finance companies and does not capture the entire consumer credit landscape, which includes bank and credit union lending.
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Related Trends
Revolving Consumer Credit Owned by Depository Institutions
REVOLNDI
Nonrevolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLNHDXDFBANM
Nonrevolving Consumer Credit Owned by Credit Unions, Flow
FLNREVNCU
Nonrevolving Consumer Credit Securitized by Finance Companies
DTCNLNHFNM
Total Consumer Credit Owned by Nonfinancial Business
TOTALNFC
Nonrevolving Consumer Credit Securitized by Finance Companies, Flow
DTCNLNHFXDFBANM
Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned by Finance Companies [REVOLNFC], retrieved from FRED.
Last Checked: 8/1/2025