Nonrevolving Consumer Credit Owned by Finance Companies, Flow
FLNREVNFC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1,976.18
Year-over-Year Change
232.37%
Date Range
2/1/1943 - 6/1/2025
Summary
This economic indicator tracks the quarterly flow of nonrevolving consumer credit owned by finance companies in the United States. It provides insights into consumer borrowing patterns for major purchases like automobiles, education, and personal loans.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in nonrevolving credit held by finance companies, reflecting consumer confidence and lending dynamics. Economists use this data to understand consumer spending behavior and potential economic expansion or contraction.
Methodology
Data is collected through comprehensive surveys and reporting from financial institutions, aggregated and processed by the Federal Reserve.
Historical Context
Policymakers and financial analysts use this trend to assess consumer financial health, credit market conditions, and potential economic stimulus requirements.
Key Facts
- Measures quarterly net changes in nonrevolving credit
- Includes loans for automobiles, education, and personal expenses
- Indicates consumer borrowing and spending capacity
FAQs
Q: What does nonrevolving credit mean?
A: Nonrevolving credit refers to loans with fixed payment amounts and terms, such as auto loans and student loans, as opposed to revolving credit like credit cards.
Q: Why is this trend important?
A: It helps economists and policymakers understand consumer spending patterns, credit market health, and potential economic momentum.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of consumer credit trends.
Q: What can cause fluctuations in this trend?
A: Changes in interest rates, consumer confidence, employment levels, and overall economic conditions can significantly impact nonrevolving credit flows.
Q: Are there limitations to this data?
A: The trend represents aggregate data and may not capture individual consumer experiences or specific sector nuances.
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Related Trends
Total Consumer Credit Owned by Federal Government, Flow
FLTOTALGOV
Revolving Consumer Credit Owned by Depository Institutions, Flow
FLREVOLNDI
Student Loans Owned and Securitized
SLOASM
Revolving Consumer Credit Owned by Nonfinancial Business, Flow
FLREVOLNNFC
Total Consumer Credit Securitized by Finance Companies
DTCNLHFNM
Nonrevolving Consumer Credit Owned by Federal Government
NREVNGOV
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned by Finance Companies, Flow [FLNREVNFC], retrieved from FRED.
Last Checked: 8/1/2025