Total Consumer Credit Securitized by Nonfinancial Business
DTCNLHNNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/1989 - 12/1/2019
Summary
Total Consumer Credit Securitized by Nonfinancial Business tracks the volume of consumer credit packaged and sold as securities by non-financial companies. This metric provides insight into credit market dynamics, lending practices, and the broader financial ecosystem's approach to consumer debt.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the aggregated value of consumer credit transformed into tradable securities by entities outside the traditional financial sector. Economists view this trend as a key signal of credit market liquidity, risk appetite, and the evolving landscape of consumer lending.
Methodology
Data is collected through comprehensive financial reporting and aggregation by federal economic monitoring agencies, tracking the total dollar value of consumer credit securitized by nonfinancial businesses.
Historical Context
Policymakers and financial analysts use this metric to assess credit market health, potential systemic risks, and broader economic lending trends.
Key Facts
- Reflects the volume of consumer credit packaged as tradable securities
- Indicates market liquidity and lending innovation
- Provides insights into alternative lending practices
FAQs
Q: What does consumer credit securitization mean?
A: Consumer credit securitization involves bundling individual consumer loans into marketable financial instruments that can be traded by investors.
Q: Why do nonfinancial businesses securitize consumer credit?
A: Nonfinancial businesses can generate immediate capital, transfer lending risks, and create new revenue streams by packaging and selling consumer credit securities.
Q: How is this data series calculated?
A: The series aggregates the total dollar value of consumer credit transformed into securities by tracking financial reporting from nonfinancial businesses.
Q: What does this trend indicate about the economy?
A: Rising securitization can signal increased lending activity, market confidence, and innovative approaches to consumer credit distribution.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this series quarterly, providing a current snapshot of consumer credit securitization trends.
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Related Trends
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
FLNREVNEI
Percent Change of Total Nonrevolving Consumer Credit
NONREVSLAR
Total Consumer Credit Owned by Finance Companies
TOTALFC
Revolving Consumer Credit Securitized by Finance Companies
G19DTCNLRHFNM
Nonrevolving Consumer Credit Owned and Securitized, Flow
FLNONREVSL
Nonrevolving Consumer Credit Owned by Depository Institutions, Flow
FLNREVNDI
Citation
U.S. Federal Reserve, Total Consumer Credit Securitized by Nonfinancial Business [DTCNLHNNM], retrieved from FRED.
Last Checked: 8/1/2025