Nonrevolving Consumer Credit Owned by Credit Unions, Flow
FLNREVNCU • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
803.78
Year-over-Year Change
-163.09%
Date Range
2/1/1943 - 6/1/2025
Summary
This economic indicator tracks the net flow of nonrevolving consumer credit held by credit unions, representing the change in outstanding loans for fixed-term consumer purchases. It provides insights into consumer borrowing behavior and credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Nonrevolving credit typically includes loans for automobiles, education, and personal expenses with fixed repayment terms. Economists use this metric to assess consumer financial health, lending trends, and potential economic expansion or contraction.
Methodology
The data is collected through Federal Reserve statistical reporting from credit unions, tracking the quarterly net change in nonrevolving credit portfolios.
Historical Context
Policymakers and financial analysts use this trend to understand consumer spending patterns, credit accessibility, and potential economic stimulus effects.
Key Facts
- Measures net change in credit union nonrevolving loan portfolios
- Includes loans for vehicles, education, and personal expenses
- Provides insight into consumer borrowing and economic health
FAQs
Q: What types of loans are included in nonrevolving credit?
A: Nonrevolving credit includes fixed-term loans like auto loans, student loans, and personal installment loans with predetermined repayment schedules.
Q: Why is this economic indicator important?
A: It helps economists and policymakers understand consumer spending capacity, credit market conditions, and potential economic momentum.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of credit union lending trends.
Q: How does this differ from revolving credit?
A: Unlike revolving credit (like credit cards), nonrevolving credit has a fixed loan amount and predetermined repayment term.
Q: What can changes in this indicator suggest?
A: Increases may indicate consumer confidence and economic growth, while decreases might signal economic uncertainty or reduced consumer spending.
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Nonrevolving Consumer Credit Securitized by Nonfinancial Business
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Nonrevolving Consumer Credit Owned and Securitized by Finance Companies, Flow
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Total Consumer Credit Securitized by Depository Institutions, Flow
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Nonrevolving Consumer Credit Owned and Securitized by Finance Companies
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Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned by Credit Unions, Flow [FLNREVNCU], retrieved from FRED.
Last Checked: 8/1/2025