Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLNHNXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-35.72
Year-over-Year Change
22.71%
Date Range
2/1/1943 - 12/1/2019
Summary
This economic indicator tracks the flow of nonrevolving consumer credit owned and securitized by nonfinancial businesses, representing the net change in consumer loans outside of credit cards. It provides insights into consumer borrowing patterns and the broader credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures the volume of consumer credit that is not revolving (like credit cards) and is owned or securitized by nonfinancial businesses. Economists use this metric to understand consumer spending capacity, credit market health, and potential economic growth indicators.
Methodology
Data is collected and calculated by the Federal Reserve through comprehensive financial surveys and reporting from nonfinancial business entities.
Historical Context
This indicator is crucial for policymakers, investors, and economists in assessing consumer financial behavior and potential economic trends.
Key Facts
- Represents net changes in non-credit card consumer loans
- Includes loans from nonfinancial businesses
- Provides insight into consumer borrowing trends
FAQs
Q: What types of loans does this indicator include?
A: The indicator covers nonrevolving consumer credit such as auto loans, personal loans, and student loans owned by nonfinancial businesses.
Q: How does this differ from revolving credit?
A: Unlike revolving credit (like credit cards), these are fixed-term loans with predetermined repayment schedules.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data monthly, providing current insights into consumer credit trends.
Q: Why is this indicator important for economic analysis?
A: It helps economists and policymakers understand consumer spending capacity, credit market health, and potential economic growth.
Q: What are potential limitations of this data?
A: The indicator may not capture all consumer lending and can be influenced by seasonal variations and economic conditions.
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Related Trends
Total Consumer Credit Owned by Finance Companies
TOTALFC
Percent Change of Total Nonrevolving Consumer Credit
NONREVSLAR
Total Consumer Credit Owned by Nonprofit and Educational Institutions
TOTALNEI
Total Consumer Credit Securitized by Finance Companies, Flow
DTCNLHFXDFBANM
Nonrevolving Consumer Credit Owned by Federal Government, Flow
FLNREVNGOV
Nonrevolving Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLNHNXDFBANM
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow [DTCTLNHNXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025