Total Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-2,235.37
Year-over-Year Change
207.77%
Date Range
2/1/1943 - 6/1/2025
Summary
This economic indicator tracks the flow of consumer credit owned and securitized by finance companies in the United States. It provides critical insights into consumer borrowing patterns and financial sector dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net change in consumer credit held by finance companies, reflecting consumer lending activities and financial market liquidity. Economists use this metric to assess consumer financial health, credit market conditions, and potential economic expansion or contraction.
Methodology
Data is collected through comprehensive financial reporting by finance companies and aggregated by the Federal Reserve using standardized statistical methods.
Historical Context
This indicator is used by policymakers, financial analysts, and central bankers to understand credit market trends, consumer spending potential, and overall economic momentum.
Key Facts
- Measures net changes in consumer credit portfolios of finance companies
- Indicates consumer borrowing and lending market dynamics
- Provides insights into potential economic growth and consumer spending
FAQs
Q: What does this economic indicator measure?
A: It tracks the flow of consumer credit owned and securitized by finance companies, showing changes in lending and borrowing activities.
Q: Why is this trend important?
A: It helps economists and policymakers understand consumer financial health, credit market conditions, and potential economic momentum.
Q: How is this data collected?
A: The Federal Reserve aggregates financial reports from finance companies using standardized statistical methods.
Q: How can businesses use this information?
A: Companies can assess market conditions, potential consumer spending, and credit market trends for strategic planning.
Q: How frequently is this data updated?
A: Typically updated quarterly, providing a current snapshot of consumer credit market dynamics.
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Citation
U.S. Federal Reserve, Total Consumer Credit Owned and Securitized by Finance Companies, Flow [DTCTLHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025