Total Consumer Credit Securitized by Finance Companies, Flow
DTCNLHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/1989 - 6/1/2025
Summary
This economic indicator tracks the flow of consumer credit securitized by finance companies, representing the volume of consumer loans packaged and sold as financial securities. It provides insight into credit market dynamics and consumer lending trends.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric reflects the securitization process where consumer loans are bundled and transformed into tradable financial instruments by finance companies. Economists use this data to understand credit market liquidity, risk transfer, and consumer financial behavior.
Methodology
Data is collected through regulatory reporting by finance companies and aggregated by the Federal Reserve using standardized financial reporting protocols.
Historical Context
This trend is crucial for assessing credit market health, monetary policy effectiveness, and potential systemic financial risks.
Key Facts
- Represents the volume of consumer loans converted into tradable securities
- Indicates financial market liquidity and lending practices
- Provides insights into consumer borrowing and credit market dynamics
FAQs
Q: What does consumer credit securitization mean?
A: Securitization is the process of packaging individual loans into a single financial instrument that can be traded in financial markets.
Q: Why do finance companies securitize consumer credit?
A: Securitization allows finance companies to transfer loan risk, generate immediate capital, and create new investment products.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data series on a monthly or quarterly basis, depending on reporting cycles.
Q: How does this trend impact consumers?
A: Securitization can potentially lower borrowing costs and increase credit availability by creating more liquidity in lending markets.
Q: What are the limitations of this data?
A: The metric may not capture all lending activities and can be influenced by complex financial market conditions and regulatory changes.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Revolving Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLRHNXDFBANM
Revolving Consumer Credit Owned and Securitized
REVOLSL
Total Consumer Credit Owned by Finance Companies
TOTALFC
Total Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLHFXDFBANM
Revolving Consumer Credit Securitized by Nonfinancial Business
DTCNLRHNNM
Revolving Securitized Consumer Credit, Flow
FLREVOLNSEC
Citation
U.S. Federal Reserve, Total Consumer Credit Securitized by Finance Companies, Flow [DTCNLHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025