Total Consumer Credit Owned and Securitized by Nonfinancial Business
DTCTLHNNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
35,826.00
Year-over-Year Change
-1.81%
Date Range
1/1/1943 - 12/1/2019
Summary
This economic indicator tracks the total volume of consumer credit held by nonfinancial businesses in the United States. It provides critical insight into consumer borrowing patterns and the overall health of consumer credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate amount of consumer credit owned and securitized by businesses outside the financial sector, reflecting consumer lending dynamics and potential economic pressures. Economists use this metric to assess consumer financial behavior, credit market conditions, and potential economic risks.
Methodology
Data is collected and compiled by the Federal Reserve through comprehensive financial surveys and reporting mechanisms from nonfinancial businesses.
Historical Context
This indicator is used by policymakers, financial analysts, and economists to understand consumer credit trends, assess economic resilience, and inform monetary policy decisions.
Key Facts
- Measures total consumer credit held by nonfinancial businesses
- Provides insight into consumer borrowing and lending patterns
- Important indicator of economic and financial market conditions
FAQs
Q: What does this economic indicator measure?
A: It tracks the total volume of consumer credit owned and securitized by nonfinancial businesses in the United States.
Q: Why is this trend important?
A: It helps economists and policymakers understand consumer borrowing behavior and potential economic risks.
Q: How is this data collected?
A: The Federal Reserve compiles this data through comprehensive financial surveys and reporting from nonfinancial businesses.
Q: How do policymakers use this information?
A: They analyze this trend to assess economic conditions, consumer financial health, and potential monetary policy adjustments.
Q: How frequently is this data updated?
A: The data is typically updated quarterly, providing a current snapshot of consumer credit market conditions.
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Related Trends
Total Consumer Credit Owned and Securitized by Depository Institutions, Flow
DTCTLHDXDFBANM
Revolving Consumer Credit Owned by Finance Companies
REVOLNFC
Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM
Revolving Securitized Consumer Credit, Flow
FLREVOLNSEC
Total Consumer Credit Securitized by Finance Companies, Flow
DTCNLHFXDFBANM
Revolving Consumer Credit Owned and Securitized by Nonfinancial Business
DTCTLRHNNM
Citation
U.S. Federal Reserve, Total Consumer Credit Owned and Securitized by Nonfinancial Business [DTCTLHNNM], retrieved from FRED.
Last Checked: 8/1/2025