Student Loans Owned and Securitized
SLOASM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,813,619.89
Year-over-Year Change
3.99%
Date Range
3/1/2006 - 6/1/2025
Summary
The Student Loans Owned and Securitized (SLOASM) metric tracks the total volume of student loan debt held by financial institutions and in securitized investment vehicles. This indicator provides critical insight into the scale and trajectory of educational financing in the United States.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic trend represents the aggregate value of student loans that are either directly owned by financial institutions or packaged into securities for investment purposes. Economists use SLOASM to assess the broader landscape of educational debt, credit market dynamics, and potential systemic financial risks.
Methodology
The data is collected and compiled by the Federal Reserve through comprehensive surveys and financial reporting from banks, credit unions, and other lending institutions.
Historical Context
Policymakers and financial analysts use this metric to evaluate educational financing trends, potential economic impacts, and potential interventions in the student loan market.
Key Facts
- Represents total student loan debt held by financial institutions
- Includes both direct loans and securitized loan packages
- Provides insight into educational financing market dynamics
FAQs
Q: What does SLOASM measure?
A: SLOASM measures the total value of student loans owned directly by financial institutions and those packaged into investment securities.
Q: Why is this metric important?
A: It helps economists and policymakers understand the scale of student debt and potential economic implications of educational financing.
Q: How often is SLOASM data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of student loan market conditions.
Q: How do securitized student loans work?
A: Securitized student loans are bundled together and sold as investment products, allowing financial institutions to manage risk and generate additional capital.
Q: What are the limitations of this metric?
A: SLOASM provides an aggregate view but may not capture all nuances of individual student loan experiences or recent policy changes.
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Related Trends
Revolving Consumer Credit Owned and Securitized by Depository Institutions
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Nonrevolving Consumer Credit Owned by Credit Unions, Flow
FLNREVNCU
Nonrevolving Consumer Credit Owned by Credit Unions
NREVNCU
Total Consumer Credit Owned by Credit Unions
TOTALTCU
Revolving Consumer Credit Securitized by Depository Institutions
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Total Consumer Credit Owned by Nonprofit and Educational Institutions, Flow
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Citation
U.S. Federal Reserve, Student Loans Owned and Securitized [SLOASM], retrieved from FRED.
Last Checked: 8/1/2025