Nonrevolving Consumer Credit Securitized by Finance Companies, Flow
DTCNLNHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
2/1/1989 - 6/1/2025
Summary
This economic indicator tracks the flow of nonrevolving consumer credit securitized by finance companies, reflecting consumer borrowing trends outside traditional banking channels. It provides insights into consumer financial behavior and the broader credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in securitized nonrevolving credit issued by finance companies, which includes loans for vehicles, education, and personal expenses. Economists use this data to understand consumer spending capacity, credit market liquidity, and potential economic expansion or contraction.
Methodology
Data is collected through comprehensive financial reporting by finance companies and aggregated by the Federal Reserve using standardized statistical sampling and reporting protocols.
Historical Context
Policymakers and financial analysts use this trend to assess consumer financial health, credit market conditions, and potential monetary policy interventions.
Key Facts
- Measures net flow of nonrevolving credit from finance companies
- Includes loans for vehicles, education, and personal expenses
- Provides insights into consumer financial behavior and credit market trends
FAQs
Q: What types of loans are included in this metric?
A: The metric includes nonrevolving consumer loans such as auto loans, student loans, and personal installment loans issued by finance companies.
Q: How does this differ from bank-issued credit?
A: This metric specifically tracks credit from specialized finance companies, which may have different lending criteria and target markets compared to traditional banks.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data monthly, providing a current snapshot of consumer credit trends.
Q: Why is this trend important for economic analysis?
A: It helps economists and policymakers understand consumer spending capacity, credit market health, and potential economic growth or contraction.
Q: What are the limitations of this data?
A: The metric only captures securitized loans from finance companies and may not represent the entire consumer credit landscape.
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Related Trends
Revolving Consumer Credit Securitized by Depository Institutions, Flow
DTCNLRHDXDFBANM
Total Consumer Credit Owned by Finance Companies
TOTALFC
Total Consumer Credit Owned and Securitized
TOTALSL
Revolving Consumer Credit Owned by Finance Companies, Flow
FLREVOLNFC
Revolving Consumer Credit Owned and Securitized, Flow
FLREVOLSL
Nonrevolving Consumer Credit Owned and Securitized by Depository Institutions
DTCTLNHDNM
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Securitized by Finance Companies, Flow [DTCNLNHFXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025