Total Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLHNXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
309.54
Year-over-Year Change
-24.45%
Date Range
2/1/1943 - 12/1/2019
Summary
This economic indicator tracks the flow of consumer credit owned and securitized by nonfinancial businesses, providing insight into credit market dynamics. It reflects the volume of new consumer credit being created and transferred in the economy, which is crucial for understanding consumer spending and financial sector health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net change in consumer credit held by nonfinancial businesses, capturing the movement of credit instruments between different economic entities. Economists use this metric to assess consumer borrowing patterns, credit market liquidity, and potential economic expansion or contraction.
Methodology
Data is collected through comprehensive financial surveys and reporting mechanisms by the Federal Reserve, tracking credit flows across various nonfinancial business sectors.
Historical Context
This indicator is used by policymakers, financial analysts, and central banks to evaluate consumer financial health, credit market conditions, and potential economic stimulus requirements.
Key Facts
- Measures net new consumer credit created by nonfinancial businesses
- Provides insights into credit market dynamics and consumer borrowing
- Reflects potential economic expansion or contraction
FAQs
Q: What does this economic indicator measure?
A: It tracks the flow of consumer credit owned and securitized by nonfinancial businesses, showing how much new credit is being created in the economy.
Q: Why is this trend important?
A: It helps economists and policymakers understand consumer borrowing patterns, credit market liquidity, and potential economic growth or contraction.
Q: How is this data collected?
A: The Federal Reserve collects this data through comprehensive financial surveys and reporting mechanisms from various nonfinancial business sectors.
Q: How do policymakers use this information?
A: They analyze this trend to assess consumer financial health, credit market conditions, and potential needs for economic stimulus or monetary policy adjustments.
Q: How frequently is this data updated?
A: The data is typically updated quarterly, providing a current snapshot of consumer credit market dynamics.
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Related Trends
Percent Change of Total Consumer Credit
TOTALSLAR
Revolving Consumer Credit Owned by Finance Companies, Flow
FLREVOLNFC
Nonrevolving Consumer Credit Owned and Securitized by Nonfinancial Business
DTCTLNHNNM
Nonrevolving Consumer Credit Owned and Securitized
NONREVSL
Revolving Consumer Credit Owned and Securitized by Nonfinancial Business
DTCTLRHNNM
Total Consumer Credit Securitized by Nonfinancial Business, Flow
DTCNLHNXDFBANM
Citation
U.S. Federal Reserve, Total Consumer Credit Owned and Securitized by Nonfinancial Business, Flow [DTCTLHNXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025