Revolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow
DTCTLRHNXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
345.26
Year-over-Year Change
-21.32%
Date Range
2/1/1970 - 12/1/2019
Summary
This economic indicator tracks the flow of revolving consumer credit owned and securitized by nonfinancial businesses, reflecting consumer borrowing trends and credit market dynamics. It provides insights into consumer spending capacity, credit availability, and potential economic health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the net change in revolving credit instruments held by nonfinancial businesses, which typically includes credit card debt and other short-term consumer credit lines. Economists use this data to assess consumer financial behavior, credit market liquidity, and potential economic stress or expansion.
Methodology
Data is collected through comprehensive financial surveys and reporting mechanisms by the Federal Reserve, tracking credit flows across nonfinancial business sectors.
Historical Context
This indicator is crucial for policymakers, financial analysts, and economists in understanding consumer credit trends, potential economic risks, and monetary policy implications.
Key Facts
- Measures net changes in revolving consumer credit owned by nonfinancial businesses
- Provides insights into consumer spending and credit market dynamics
- Helps economists assess potential economic trends and consumer financial health
FAQs
Q: What does this economic indicator specifically measure?
A: It tracks the flow of revolving consumer credit owned by nonfinancial businesses, including changes in credit card debt and short-term credit lines.
Q: Why is this data important for economic analysis?
A: It helps economists and policymakers understand consumer spending capacity, credit market liquidity, and potential economic trends.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this indicator on a periodic basis, allowing for tracking of short-term and long-term credit trends.
Q: What can rising or falling revolving credit indicate?
A: Increasing revolving credit might suggest consumer confidence and spending, while decreasing credit could indicate economic caution or financial stress.
Q: Are there limitations to this economic indicator?
A: While valuable, this metric should be considered alongside other economic indicators for a comprehensive understanding of financial markets.
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Related Trends
Total Consumer Credit Owned by Federal Government
TOTALGOV
Percent Change of Total Consumer Credit
TOTALSLAR
Motor Vehicle Loans Owned and Securitized
MVLOASM
Percent Change of Total Nonrevolving Consumer Credit
NONREVSLAR
Nonrevolving Consumer Credit Owned and Securitized by Finance Companies
DTCTLNHFNM
Total Consumer Credit Owned by Credit Unions
TOTALTCU
Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned and Securitized by Nonfinancial Business, Flow [DTCTLRHNXDFBANM], retrieved from FRED.
Last Checked: 8/1/2025