Nonrevolving Consumer Credit Owned and Securitized by Finance Companies
DTCTLNHFNM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
710,323.14
Year-over-Year Change
-0.37%
Date Range
1/1/1943 - 6/1/2025
Summary
This economic indicator tracks the total value of nonrevolving consumer credit owned and securitized by finance companies in the United States. It provides insights into consumer borrowing patterns and the financial sector's lending activities.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the aggregate amount of installment loans, such as auto loans and personal loans, that finance companies have originated or purchased. Economists use this metric to assess consumer financial health, credit market dynamics, and potential economic expansion or contraction.
Methodology
Data is collected through comprehensive surveys and reporting requirements from financial institutions, aggregated and published by the Federal Reserve.
Historical Context
Policymakers and financial analysts use this trend to understand consumer spending capacity, credit market trends, and potential economic stimulus effects.
Key Facts
- Represents total nonrevolving credit owned by finance companies
- Includes installment loans like auto and personal loans
- Serves as a key indicator of consumer borrowing and financial market health
FAQs
Q: What types of loans are included in this metric?
A: The trend includes installment loans such as auto loans, personal loans, and other nonrevolving credit products offered by finance companies.
Q: How does this indicator relate to overall economic health?
A: It reflects consumer borrowing capacity and spending potential, which are important signals of economic activity and consumer confidence.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data monthly, providing a current snapshot of nonrevolving consumer credit trends.
Q: Why do economists track this metric?
A: It helps analyze consumer financial behavior, credit market conditions, and potential economic growth or contraction.
Q: What are the limitations of this data?
A: The metric focuses specifically on finance companies and does not include all types of consumer credit from banks, credit unions, or other lenders.
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Related Trends
Nonrevolving Consumer Credit Owned by Nonprofit and Educational Institutions
NREVNEI
Revolving Consumer Credit Owned by Credit Unions, Flow
FLREVOLNCU
Revolving Consumer Credit Owned by Finance Companies
REVOLNFC
Revolving Consumer Credit Owned and Securitized by Finance Companies
G19DTCTLRHFNM
Total Consumer Credit Owned by Federal Government, Flow
FLTOTALGOV
Total Consumer Credit Owned by Finance Companies, Flow
FLTOTALFC
Citation
U.S. Federal Reserve, Nonrevolving Consumer Credit Owned and Securitized by Finance Companies [DTCTLNHFNM], retrieved from FRED.
Last Checked: 8/1/2025