Billions of Dollars, Annual Rate
FLTOTALCBA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-199.64
Year-over-Year Change
-24.09%
Date Range
2/1/1943 - 2/1/2011
Summary
This economic indicator tracks total credit and borrowing activity in the United States at an annual rate. It provides a comprehensive view of financial flows and credit expansion across different sectors of the economy.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series represents aggregate credit market borrowing by all sectors, including federal, state, and local governments, households, and businesses. Economists use this metric to assess overall economic liquidity, credit conditions, and potential economic growth potential.
Methodology
Data is collected and aggregated by the Federal Reserve through comprehensive financial surveys and reporting from financial institutions.
Historical Context
This trend is critically used in monetary policy analysis, helping the Federal Reserve understand credit market dynamics and potential economic interventions.
Key Facts
- Measures total credit market borrowing across all economic sectors
- Reported in billions of dollars at an annual rate
- Provides insight into overall economic financial flows
FAQs
Q: What does FLTOTALCBA represent?
A: It represents total credit market borrowing in the United States, aggregated across all economic sectors at an annual rate.
Q: Why is this economic indicator important?
A: It helps economists and policymakers understand credit availability, economic liquidity, and potential growth trends in the financial system.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a comprehensive view of credit market changes.
Q: How do policymakers use this data?
A: The Federal Reserve uses this information to assess credit conditions and potentially adjust monetary policy to support economic stability.
Q: What are the limitations of this indicator?
A: While comprehensive, it provides an aggregate view and may not capture nuanced sector-specific credit dynamics.
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Citation
U.S. Federal Reserve, Billions of Dollars, Annual Rate [FLTOTALCBA], retrieved from FRED.
Last Checked: 8/1/2025