Asset Quality Measures, Delinquencies on All Loans and Leases, Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets

DALLLFRT100EP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,092.00

Year-over-Year Change

10.08%

Date Range

1/1/1987 - 1/1/2025

Summary

This economic indicator tracks delinquency rates on loans and leases for the top 100 largest U.S. banks by asset size. It provides critical insight into the credit quality and potential financial stress within the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The metric represents the percentage of loans that are past due, serving as a key diagnostic tool for assessing bank asset quality and potential credit risk. Economists and financial analysts use this data to evaluate the overall health of lending institutions and predict potential economic challenges.

Methodology

Data is collected through regulatory reporting requirements, with banks systematically tracking and reporting loan delinquency status to federal financial oversight agencies.

Historical Context

This trend is crucial for monetary policy makers, investors, and regulators in assessing systemic financial risks and potential economic downturns.

Key Facts

  • Tracks delinquency rates for top 100 U.S. banks by asset size
  • Provides early warning signals for potential financial stress
  • Helps assess overall credit market health and lending conditions

FAQs

Q: What does a high delinquency rate indicate?

A: A high delinquency rate suggests increased financial stress among borrowers and potential credit quality issues in the banking sector.

Q: How often is this data updated?

A: Typically, this data is updated quarterly by the Federal Reserve as part of standard financial reporting requirements.

Q: Why do economists care about loan delinquencies?

A: Loan delinquencies can be an early indicator of broader economic challenges, such as recession risks or sector-specific financial pressures.

Q: How do delinquency rates impact bank performance?

A: Higher delinquency rates can lead to increased loan loss provisions, reduced profitability, and potential tightening of lending standards.

Q: What are the limitations of this metric?

A: The data only covers the top 100 banks and may not fully represent smaller regional or community financial institutions.

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Citation

U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets [DALLLFRT100EP], retrieved from FRED.

Last Checked: 8/1/2025

Asset Quality Measures, Delinquencies on All Loans and Leases, Lease Financing Receivables, Banks Ranked 1st to 100th Largest in Size by Assets | US Economic Trends