Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Single-Family Residential Mortgages, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DALLSRESFRMT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
39,184.00
Year-over-Year Change
-9.57%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks delinquency rates on single-family residential mortgages for the top 100 largest U.S. banks by asset size. It provides critical insight into the health of the residential real estate lending market and potential credit risk in the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the percentage of mortgage loans that are past due, serving as a key diagnostic tool for assessing borrower financial stress and potential systemic banking risks. Economists and financial analysts use this data to understand credit market conditions and potential economic pressures.
Methodology
Data is collected through regulatory reporting requirements, where banks systematically track and report loan performance to federal banking supervisors.
Historical Context
This trend is crucial for monetary policy makers, financial regulators, and investors in assessing the overall stability of the residential mortgage lending environment.
Key Facts
- Tracks delinquency rates for top 100 U.S. banks' single-family residential mortgages
- Provides early warning signals for potential credit market stress
- Reflects broader economic conditions and borrower financial health
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among homeowners and potential economic challenges such as job losses or economic downturns.
Q: How often is this data updated?
A: Typically, this data is updated quarterly by the Federal Reserve, providing a near-real-time snapshot of mortgage loan performance.
Q: Why focus on the top 100 banks?
A: These banks represent a significant portion of the U.S. mortgage market, making their performance a reliable indicator of broader lending trends.
Q: How do policymakers use this data?
A: Federal Reserve and banking regulators use this information to assess financial system stability and potentially adjust monetary or regulatory policies.
Q: What are the limitations of this metric?
A: While informative, the data only covers the largest banks and may not fully represent smaller regional or community lending institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Single-Family Residential Mortgages, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets [DALLSRESFRMT100EP], retrieved from FRED.
Last Checked: 8/1/2025