Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets
DALLSREOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
22,537.00
Year-over-Year Change
89.37%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks the percentage of real estate loans that are delinquent among smaller banks not classified in the top 100 by asset size. It provides critical insight into the credit health and potential risk within regional and community banking sectors.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate measures loans that are past due but not yet in default, serving as an early warning signal for potential credit quality issues. Economists use this metric to assess lending standards, borrower financial health, and potential systemic risks in the banking system.
Methodology
Data is collected through regulatory reporting requirements from banks and compiled by the Federal Reserve using standardized reporting frameworks.
Historical Context
This trend is used by policymakers, financial regulators, and investors to evaluate the overall stability of smaller banking institutions and regional credit markets.
Key Facts
- Tracks delinquency rates for real estate loans in smaller banks
- Provides early indicator of potential credit market stress
- Excludes the 100 largest banks by asset size
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among borrowers and potential credit quality deterioration in the banking sector.
Q: Why focus on banks outside the top 100?
A: Smaller banks often have different lending practices and regional economic exposures, making their performance a unique economic indicator.
Q: How frequently is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of lending performance.
Q: How do policymakers use this information?
A: Regulators and policymakers use this data to assess potential systemic risks and inform monetary and banking policy decisions.
Q: What types of real estate loans are included?
A: The data covers various real estate loans, including residential, commercial, and other property-secured lending instruments.
Related News
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
Related Trends
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks
DALLSRESFRMACBEP
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DALLSRECRELEXFT100EP
Delinquency Rate on Farmland Loans, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DRFLT100S
Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, All Commercial Banks
DALLCACBEP
Delinquency Rate on All Loans, Banks Ranked 1st to 100th Largest in Size by Assets
DRALT100S
Delinquency Rate on Business Loans, All Commercial Banks
DRBLACBS
Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Banks Not Among the 100 Largest in Size by Assets [DALLSREOBEP], retrieved from FRED.
Last Checked: 8/1/2025