Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Credit Cards, Banks Not Among the 100 Largest in Size by Assets
DALLCCOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,949.00
Year-over-Year Change
58.84%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks credit card delinquencies for smaller banks, providing insight into consumer financial stress and credit market health. It serves as an important early warning signal for potential economic challenges and consumer lending risks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the percentage of credit card loans that are past due among banks not classified in the top 100 by asset size. Economists use this data to assess credit risk, consumer financial stability, and potential emerging economic pressures.
Methodology
Data is collected through regulatory reporting requirements from banks, tracking the proportion of credit card loans that are 30 days or more past due.
Historical Context
This trend is critically analyzed by policymakers, financial regulators, and market analysts to understand credit market dynamics and potential systemic risks.
Key Facts
- Tracks credit card loan delinquencies for smaller banks
- Provides early indication of consumer financial stress
- Helps assess potential economic risks in the lending market
FAQs
Q: What does this economic indicator measure?
A: It measures the percentage of credit card loans that are past due among smaller banks not in the top 100 by asset size.
Q: Why are credit card delinquencies important?
A: They serve as a key indicator of consumer financial health, potential economic stress, and credit market conditions.
Q: How is this data collected?
A: The data is gathered through mandatory regulatory reporting from banks, tracking loans that are 30 days or more overdue.
Q: How do policymakers use this information?
A: They analyze the trend to assess potential economic risks, inform monetary policy, and monitor the overall health of consumer lending.
Q: How often is this data updated?
A: Typically, this economic indicator is updated quarterly, providing a consistent snapshot of credit market performance.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Credit Cards, Banks Not Among the 100 Largest in Size by Assets [DALLCCOBEP], retrieved from FRED.
Last Checked: 8/1/2025