Asset Quality Measures, Delinquencies on All Loans and Leases, Lease Financing Receivables, All Commercial Banks
DALLLFRACBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,367.00
Year-over-Year Change
24.95%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks the percentage of loans and leases that are delinquent across all commercial banks in the United States. It serves as a critical measure of credit risk and overall financial health in the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate reflects the proportion of loan portfolios that are past due, providing insights into borrower financial stress and potential economic challenges. Economists and financial analysts use this metric to assess credit market conditions and potential systemic risks.
Methodology
Data is collected through regulatory reporting by commercial banks, tracking loans that are 30 days or more past due as a percentage of total loan balances.
Historical Context
This indicator is used by policymakers, central banks, and financial regulators to monitor credit market stability and potential economic downturns.
Key Facts
- Measures the percentage of loans past due across all commercial banks
- Provides early warning signals for potential economic stress
- Includes various types of loans and lease financing receivables
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate typically suggests increasing financial stress among borrowers and potential economic challenges.
Q: How often is this data updated?
A: The data is typically updated quarterly by the Federal Reserve, providing a current snapshot of loan performance.
Q: Why do economists track loan delinquency rates?
A: Delinquency rates help predict potential credit market issues and can be an early indicator of broader economic problems.
Q: How does this metric impact banking policy?
A: High delinquency rates may prompt regulators to implement stricter lending standards or monetary policy interventions.
Q: What types of loans are included in this measure?
A: The metric covers various loan types, including commercial, consumer, real estate, and lease financing receivables.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Lease Financing Receivables, All Commercial Banks [DALLLFRACBEP], retrieved from FRED.
Last Checked: 8/1/2025