Delinquency Rate on Lease Financing Receivables, All Commercial Banks
DRLFRACBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.13
Year-over-Year Change
16.49%
Date Range
1/1/1987 - 1/1/2025
Summary
The Delinquency Rate on Lease Financing Receivables tracks the percentage of lease loans that are past due at commercial banks. This metric provides critical insight into the financial health of businesses and the overall credit risk in the commercial leasing market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator measures the proportion of lease financing receivables that are in default or significantly overdue, typically beyond 90 days. Economists and financial analysts use this trend to assess credit quality, potential financial stress in commercial sectors, and broader economic lending conditions.
Methodology
The data is collected by aggregating lease financing receivables that are past due from reporting commercial banks, calculated as a percentage of total lease financing receivables.
Historical Context
Policymakers and financial regulators use this trend to monitor credit market health, assess potential economic risks, and inform monetary and lending policy decisions.
Key Facts
- Represents the percentage of lease financing receivables that are past due
- Provides insight into business financial health and credit market conditions
- Tracked across all commercial banks in the United States
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among businesses and potential economic challenges in credit markets.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of lease financing performance.
Q: Why do economists track lease financing delinquency rates?
A: These rates serve as an early warning indicator of potential economic downturns and credit market instability.
Q: How does this metric differ from consumer loan delinquencies?
A: This metric specifically focuses on commercial lease financing, whereas consumer loan delinquencies track personal credit performance.
Q: What limitations exist in interpreting this data?
A: The data represents aggregate trends and may not capture nuanced sector-specific variations or immediate economic shifts.
Related News
US Treasury Yields Increase Before Key Economic Data Release
How Treasury Yields Signal Market Expectations Ahead of Crucial Economic Data Release Treasury yields, often referred to as a barometer for the U.S...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highl...
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
Related Trends
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, All Commercial Banks
DALLSREFACBEP
Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, All Commercial Banks
DALLSREACBEP
Asset Quality Measures, Delinquencies on All Loans and Leases, Commercial and Industrial, Banks Ranked 1st to 100th Largest in Size by Assets
DALLCIT100EP
Delinquency Rate on Business Loans, All Commercial Banks
DRBLACBS
Delinquency Rate on Farmland Loans, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
DRFLOBS
Delinquency Rate on All Loans, All Commercial Banks
DRALACBN
Citation
U.S. Federal Reserve, Delinquency Rate on Lease Financing Receivables, All Commercial Banks [DRLFRACBS], retrieved from FRED.
Last Checked: 8/1/2025