Delinquency Rate on Farmland Loans, Booked in Domestic Offices, All Commercial Banks
DRFLACBS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.36
Year-over-Year Change
6.25%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks the percentage of farmland loans that are past due or in default across all U.S. commercial banks. It serves as a critical barometer of agricultural sector financial health and potential economic stress in rural lending markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate provides insights into the financial challenges facing agricultural borrowers and the risk profile of agricultural lending institutions. Economists use this metric to assess agricultural sector economic resilience and potential systemic financial risks.
Methodology
Data is collected through mandatory bank reporting to federal regulatory agencies, tracking loan performance across different time periods and categorizing loans based on their payment status.
Historical Context
Policymakers and financial regulators use this trend to inform agricultural credit policies, assess rural economic conditions, and monitor potential systemic risks in the banking sector.
Key Facts
- Measures the percentage of farmland loans that are past due or in default
- Reflects financial health of agricultural borrowers and lending institutions
- Provides early warning signals for potential economic stress in rural markets
FAQs
Q: What does a high delinquency rate indicate?
A: A high delinquency rate suggests financial stress in the agricultural sector, potentially signaling economic challenges such as low commodity prices, poor harvests, or broader economic downturns.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of agricultural loan performance across U.S. commercial banks.
Q: Why do economists track farmland loan delinquency rates?
A: These rates offer crucial insights into agricultural economic conditions, lending risks, and potential broader economic challenges in rural markets.
Q: How might this data impact agricultural lending?
A: High delinquency rates can lead banks to tighten lending standards, potentially reducing credit availability for farmers and agricultural businesses.
Q: What are the limitations of this data?
A: The metric only covers commercial bank loans and may not fully capture alternative lending sources or the complete financial picture of the agricultural sector.
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Citation
U.S. Federal Reserve, Delinquency Rate on Farmland Loans, Booked in Domestic Offices, All Commercial Banks [DRFLACBS], retrieved from FRED.
Last Checked: 8/1/2025