Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Not Among the 100 Largest in Size by Assets
DALLCOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3,941.00
Year-over-Year Change
63.73%
Date Range
1/1/1987 - 1/1/2025
Summary
This economic indicator tracks loan delinquencies for smaller banks, providing insight into consumer credit health and potential financial stress. It serves as an important early warning signal for economic conditions and banking sector performance.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures the percentage of consumer loans that are past due among banks not classified in the top 100 by asset size. Economists use this metric to assess credit risk, consumer financial stability, and potential emerging economic challenges.
Methodology
Data is collected through regulatory reporting requirements from banks, tracking the proportion of loans that have missed scheduled payments.
Historical Context
Policymakers and financial regulators use this trend to monitor potential systemic risks and inform monetary and lending policy decisions.
Key Facts
- Tracks loan delinquencies for smaller banks nationwide
- Provides early indication of consumer financial stress
- Excludes the 100 largest banks by asset size
FAQs
Q: What does this economic indicator measure?
A: It measures the percentage of consumer loans that are past due among smaller banks not in the top 100 by asset size.
Q: Why are loan delinquencies important?
A: Loan delinquencies can signal broader economic challenges, consumer financial stress, and potential credit market risks.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of credit market conditions.
Q: How do policymakers use this information?
A: Regulators and policymakers use this trend to assess economic health, potential lending risks, and inform monetary policy decisions.
Q: What are the limitations of this indicator?
A: The data excludes the largest banks and focuses only on smaller institutions, which may not represent the entire banking sector.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, To Consumers, Banks Not Among the 100 Largest in Size by Assets [DALLCOBEP], retrieved from FRED.
Last Checked: 8/1/2025