Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Single-Family Residential Mortgages, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets
DALLSRESFRMOBEP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7,870.00
Year-over-Year Change
54.56%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks mortgage delinquencies for smaller banks across the United States, providing insight into residential real estate loan performance. It serves as a critical metric for understanding credit risk and potential economic stress in the housing market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The series measures the percentage of single-family residential mortgage loans that are past due, focusing on banks outside the top 100 by asset size. Economists use this data to assess lending health, potential credit market risks, and early warning signs of economic downturns.
Methodology
Data is collected through regulatory reporting requirements, with banks submitting detailed loan performance information to federal banking authorities.
Historical Context
This metric is used by policymakers, financial regulators, and investors to evaluate credit market conditions and potential systemic risks in the banking sector.
Key Facts
- Tracks mortgage delinquencies for smaller U.S. banks
- Provides early warning signals for potential economic stress
- Focuses on single-family residential mortgage loans
FAQs
Q: What does this economic indicator measure?
A: It measures the percentage of past-due single-family residential mortgage loans for banks not among the 100 largest by asset size.
Q: Why are mortgage delinquencies important?
A: They indicate potential credit market stress, borrower financial health, and can signal broader economic challenges.
Q: How often is this data updated?
A: Typically updated quarterly, providing a consistent snapshot of mortgage loan performance.
Q: How do policymakers use this information?
A: They assess credit market conditions, potential banking sector risks, and inform monetary and regulatory decisions.
Q: What limitations exist in this data?
A: The series only covers smaller banks, potentially missing trends in larger financial institutions.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Single-Family Residential Mortgages, Booked in Domestic Offices, Banks Not Among the 100 Largest in Size by Assets [DALLSRESFRMOBEP], retrieved from FRED.
Last Checked: 8/1/2025