Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets

DALLSREFT100EP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

284.00

Year-over-Year Change

-19.55%

Date Range

1/1/1991 - 1/1/2025

Summary

This economic indicator tracks delinquencies on real estate and farmland loans for the top 100 U.S. banks by asset size. It provides critical insight into the credit quality and potential risk within the banking sector's real estate lending portfolio.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend measures the percentage of loans that are past due, serving as a key diagnostic tool for assessing bank asset quality and potential financial stress. Economists use this metric to understand lending risks, potential credit market challenges, and broader economic health.

Methodology

Data is collected through regulatory reporting requirements, where banks systematically track and report loan delinquency status to federal banking authorities.

Historical Context

Policymakers and financial regulators use this data to monitor systemic banking risks and potentially adjust monetary or lending policies.

Key Facts

  • Tracks delinquencies for top 100 U.S. banks by asset size
  • Focuses specifically on real estate and farmland secured loans
  • Provides early warning signals for potential banking sector stress

FAQs

Q: What does a rising delinquency rate indicate?

A: A rising delinquency rate suggests increasing financial stress among borrowers and potential credit market challenges. It can signal economic downturns or sector-specific lending risks.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this metric quarterly, providing a consistent snapshot of banking sector loan performance.

Q: Why focus on the top 100 banks?

A: These banks represent a significant portion of total U.S. banking assets, making their loan performance a crucial indicator of broader financial system health.

Q: How do policymakers use this data?

A: Regulators and central bankers use this trend to assess banking sector stability and potentially adjust monetary policies or lending regulations.

Q: What types of real estate loans are included?

A: The metric includes various real estate secured loans, encompassing residential, commercial, and agricultural property lending.

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Citation

U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets [DALLSREFT100EP], retrieved from FRED.

Last Checked: 8/1/2025

Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Farmland, Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets | US Economic Trends