Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets
DRCRELEXFT100S • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.95
Year-over-Year Change
116.67%
Date Range
1/1/1991 - 1/1/2025
Summary
This economic indicator tracks the percentage of commercial real estate loans that are past due among the top 100 U.S. banks by asset size. It serves as a critical barometer of credit risk and financial health in the commercial property sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The delinquency rate reflects the proportion of commercial real estate loans that are not being repaid on schedule, providing insights into potential stress in the banking and property markets. Economists and financial analysts use this metric to assess lending conditions, credit quality, and potential economic vulnerabilities.
Methodology
Data is collected through regulatory reporting by banks, tracking loans that are 30 days or more past due as a percentage of total commercial real estate loan portfolios.
Historical Context
This indicator is used by policymakers, investors, and financial regulators to monitor potential risks in commercial real estate lending and broader economic stability.
Key Facts
- Measures loan delinquencies among top 100 U.S. banks by asset size
- Excludes farmland-related commercial real estate loans
- Provides early warning signals for potential economic stress
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress in the commercial real estate sector, potentially signaling economic challenges or market downturn.
Q: How often is this data updated?
A: The Federal Reserve typically updates this data quarterly, providing a current snapshot of commercial real estate loan performance.
Q: Why are only the top 100 banks included?
A: Focusing on the largest banks provides a representative view of the most significant commercial real estate lending activities in the U.S. financial system.
Q: How do investors use this data?
A: Investors and analysts use this indicator to assess potential risks in commercial real estate investments and overall banking sector health.
Q: What are the limitations of this metric?
A: The data only covers the top 100 banks and does not include smaller regional or community banks, which may have different lending patterns.
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Citation
U.S. Federal Reserve, Delinquency Rate on Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, Banks Ranked 1st to 100th Largest in Size by Assets [DRCRELEXFT100S], retrieved from FRED.
Last Checked: 8/1/2025