Asset Quality Measures, Delinquencies on All Loans and Leases, Banks Ranked 1st to 100th Largest in Size by Assets
DALLT100EP • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
152,893.00
Year-over-Year Change
36.76%
Date Range
1/1/1985 - 1/1/2025
Summary
This economic indicator tracks delinquency rates on loans and leases for the top 100 largest U.S. banks by total assets. It provides critical insight into the credit quality and potential financial stress within the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the percentage of loans that are past due, serving as a key diagnostic tool for assessing bank asset quality and potential credit risk. Economists and financial analysts use this data to evaluate the overall health of lending institutions and predict potential economic challenges.
Methodology
Data is collected through regulatory reporting requirements, where banks systematically track and report loan delinquency status to federal financial oversight agencies.
Historical Context
This trend is crucial for monetary policy makers, bank regulators, and investors in assessing systemic financial risks and potential economic downturns.
Key Facts
- Tracks delinquency rates for top 100 U.S. banks by asset size
- Provides early warning signals for potential financial stress
- Reflects broader economic conditions and lending environment
FAQs
Q: What does a rising delinquency rate indicate?
A: A rising delinquency rate suggests increasing financial stress among borrowers and potential economic challenges. It can signal higher unemployment, reduced income, or broader economic downturn.
Q: How frequently is this data updated?
A: Typically, this data is updated quarterly, providing a consistent snapshot of loan performance across major U.S. banking institutions.
Q: Why focus on the top 100 banks?
A: These banks represent a significant portion of total U.S. banking assets, making their loan performance a reliable indicator of broader financial system health.
Q: How do policymakers use this data?
A: Federal Reserve and banking regulators use this trend to assess systemic risks, potentially adjusting monetary policy or implementing targeted financial interventions.
Q: What are the limitations of this metric?
A: While informative, this data represents only large banks and may not fully capture the entire banking ecosystem or regional variations in loan performance.
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Citation
U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Banks Ranked 1st to 100th Largest in Size by Assets [DALLT100EP], retrieved from FRED.
Last Checked: 8/1/2025