Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks

DALLSRECRELEXFACBEP • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

44,975.00

Year-over-Year Change

138.78%

Date Range

1/1/1991 - 1/1/2025

Summary

This economic indicator tracks delinquencies on commercial real estate loans across all U.S. commercial banks, providing critical insight into the health of the real estate lending market. The metric helps economists and investors assess credit risk and potential systemic stress in commercial property financing.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents the percentage of commercial real estate loans that are past due, reflecting the financial strain on property owners and lending institutions. Economists use this data to gauge economic resilience, potential credit market challenges, and early warning signs of broader economic distress.

Methodology

Data is collected through mandatory bank reporting to federal regulatory agencies, tracking loan performance and categorizing delinquencies by specific time frames and loan characteristics.

Historical Context

This indicator is crucial for monetary policy makers, bank regulators, and investors in assessing commercial real estate market conditions and potential systemic financial risks.

Key Facts

  • Tracks percentage of past-due commercial real estate loans across U.S. banks
  • Provides early warning signals for potential economic stress
  • Reflects credit market health and lending institution risk management

FAQs

Q: What does a high delinquency rate indicate?

A: A high delinquency rate suggests potential financial stress in the commercial real estate sector, which could signal broader economic challenges or credit market instability.

Q: How often is this data updated?

A: The Federal Reserve typically updates this data quarterly, providing a consistent snapshot of commercial real estate loan performance.

Q: Why are commercial real estate loan delinquencies important?

A: These delinquencies can be leading indicators of economic downturns, reflecting challenges in property markets, business performance, and overall economic health.

Q: How do policymakers use this data?

A: Monetary authorities and bank regulators use this information to assess financial system stability and potentially adjust lending regulations or monetary policy.

Q: What limitations exist in this data?

A: The metric only captures reported bank data and may not fully represent private lending or alternative financing sources in the commercial real estate market.

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Citation

U.S. Federal Reserve, Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks [DALLSRECRELEXFACBEP], retrieved from FRED.

Last Checked: 8/1/2025

Asset Quality Measures, Delinquencies on All Loans and Leases, Secured by Real Estate, Commercial Real Estate Loans (Excluding Farmland), Booked in Domestic Offices, All Commercial Banks | US Economic Trends